Insurance FAQS
Strides Psychotherapy is in-network with Aetna, Optum and Cigna. Additionally, some of our therapists are also in-network with other major insurance providers, including BCBS. We offer assistance in verifying both in-network and out-of-network insurance benefits. Please complete our Insurance Eligibility Check Form, and we will respond within 24 hours with details on your specific coverage, as individual benefits may vary.
Insurance Eligibility Check Form
Here are some frequently asked insurance questions for your information.
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We accept most major insurance plans, although individual coverage can vary. To confirm your benefits, please complete the insurance eligibility check form.
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A deductible is the amount you need to pay before your insurance starts to cover your medical expenses. Deductibles vary by plan and service type and reset every year, usually at the start of the calendar year. Check with your insurance company to see if you have a deductible and when it resets, or we can check it for you. Please fill out the insurance eligibility check form.
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A co-payment is a set amount you may need to pay after reaching your deductible. You are responsible for this payment, while your insurance covers the rest. Co-payments vary by plan, so check your specific plan for the amount for outpatient mental health services. If you need assistance, we can help you check your co-payment details. Please fill out the insurance eligibility check form.
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Co-insurance is a set percentage of the insured medical expenses that you may have to pay after you reach your deductible. It differs from co-payment as it is not a set amount, but is a percentage. For example, some plans share the cost by splitting between 80% insurance pay and 20% co-insurance paid by you.
Co-insurance can vary greatly among insurance plans and types of service. Please check with your insurance company to find out if you have co-insurance.
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Even if we are out-of-network, you may still qualify for insurance reimbursement. Many insurance plans offers out-of-network benefit, some plans even provide 100% out-of-network coverage! We can contact your insurance plan to find out your benefit information. Please fill out the insurance eligibility check form.
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Yes, we offer a limited number of sliding scale spots based on financial need. These reduced-rate sessions are available to clients who qualify through a short intake process. We reassess eligibility every 6 months to ensure fairness and sustainability. You can learn more about our sliding scale and how to apply here