INSURANCE & AFFORDABILITY
Let's Make Therapy Costs Clear.
We know that understanding insurance can feel confusing. At Strides Psychotherapy, we're here to help you understand your benefits and what you may pay for therapy before your first appointment.
Insurance verification provides an estimate of benefits, not a guarantee of coverage or payment.
Insurance Plans We Work With
We work with several major insurance networks. Coverage depends on your therapist, specific plan, and location.
Insurance participation varies by therapist and plan. Please verify your benefits before scheduling.
What Will I Pay for Therapy?
Your out-of-pocket costs depend on your specific plan. Here are a few common terms to know:
Copay
A fixed amount you may pay for a covered therapy session.
Deductible
An amount you may need to pay before some insurance benefits begin to apply.
Coinsurance
A percentage of the covered cost you may be responsible for, such as 20%.
Other Payment Options
Not using in-network insurance? You may still have options for making therapy more affordable.
Out-of-Network Reimbursement
You may be eligible for reimbursement through your insurance plan. We can provide a superbill for you to submit to your insurer.
Learn More →Sliding Scale Payment Options
We offer a limited number of reduced-fee appointments based on financial need and therapist availability.
Learn More →Frequently Asked Questions
Find answers to common questions about insurance, payment, and coverage.
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We accept most major insurance plans, although individual coverage can vary. To confirm your benefits, please complete the insurance eligibility check form.
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A deductible is the amount you need to pay before your insurance starts to cover your medical expenses. Deductibles vary by plan and service type and reset every year, usually at the start of the calendar year. Check with your insurance company to see if you have a deductible and when it resets, or we can check it for you. Please fill out the insurance eligibility check form.
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A co-payment is a set amount you may need to pay after reaching your deductible. You are responsible for this payment, while your insurance covers the rest. Co-payments vary by plan, so check your specific plan for the amount for outpatient mental health services. If you need assistance, we can help you check your co-payment details. Please fill out the insurance eligibility check form.
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Co-insurance is a set percentage of the insured medical expenses that you may have to pay after you reach your deductible. It differs from co-payment as it is not a set amount, but is a percentage. For example, some plans share the cost by splitting between 80% insurance pay and 20% co-insurance paid by you.
Co-insurance can vary greatly among insurance plans and types of service. Please check with your insurance company to find out if you have co-insurance.
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Even if we are out-of-network, you may still qualify for insurance reimbursement. Many insurance plans offers out-of-network benefit, some plans even provide 100% out-of-network coverage! We can contact your insurance plan to find out your benefit information. Please fill out the insurance eligibility check form.
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Yes, we offer a limited number of sliding scale spots based on financial need. These reduced-rate sessions are available to clients who qualify through a short intake process. We reassess eligibility every 6 months to ensure fairness and sustainability. You can learn more about our sliding scale and how to apply here